/*!
* TW - General styles for Insurtech Landscape Report 2026
*/
body{
    font-family: 'Inter', sans-serif;
    background-color: #F8FAFC;
    color: #334155;
}

h1{
    font-family: 'Montserrat', sans-serif;
    font-style: normal;
    font-weight: 700;
    font-size: 80px;
    line-height: 90px;
    margin-bottom:27px;
}
h2{
    font-family: 'Montserrat', sans-serif;
    font-style: normal;
    font-weight: 700;
    font-size: 42px;
    line-height: 46px;
    margin-bottom:17px
}
h3{
    font-family: 'Montserrat', sans-serif;
    font-style: normal;
    font-weight: 700;
    font-size: 32px;
    line-height: 42px;
    margin-bottom:11px;
}
p{
    font-size: 16px;
    font-weight: 400;
    line-height: 180%; 
    margin-bottom:20px;
}
ul li{
    font-style: normal;
    font-weight: 600;
    font-size: 18px;
    line-height: 28px;
    margin-bottom:8px;
    letter-spacing: -0.014em;
}
.button{
    border-radius: 6px;
    font-style: normal;
    font-weight: 500;
    font-size: 16px;
    line-height: 24px;
    padding:10px 20px;
    display: inline-block;
    transition: all 0.3s ease;
    text-align: center;
}

/* Custom Semantic Utility Classes */
.section-padding {
    padding-top: 60px;
    padding-bottom: 60px;
}
@media (min-width: 1024px) {
    .section-padding {
        padding-top: 100px;
        padding-bottom: 100px;
    }
}

/* Colors */
.bg-dark-navy {
    background-color: #0A1628 !important;
}
.bg-navy-blue {
    background-color: #1B3A5C !important;
}
.text-navy-blue {
    color: #1B3A5C !important;
}
.text-cyan {
    color: #00B4D8 !important;
}
.text-amber {
    color: #FFB703 !important;
}
.text-white {
    color: #FFFFFF !important;
}
.text-light-gray {
    color: #9CA3AF !important;
}
.text-muted-gray {
    color: #6B7280 !important;
}

/* Buttons */
.btn-primary {
    background-color: #00B4D8;
    color: #FFFFFF !important;
    border: 1px solid #00B4D8;
}
.btn-primary:hover {
    background-color: #FFB703;
    border-color: #FFB703;
    color: #FFFFFF !important;
}
.btn-secondary {
    background-color: transparent;
    color: #FFFFFF !important;
    border: 1px solid #FFFFFF;
}
.btn-secondary:hover {
    background-color: #FFFFFF;
    color: #1B3A5C !important;
}
.btn-dark {
    background-color: #1B3A5C;
    color: #FFFFFF !important;
    border: 1px solid #1B3A5C;
}
.btn-dark:hover {
    background-color: #00B4D8;
    border-color: #00B4D8;
    color: #FFFFFF !important;
}

/* Grid System */
.grid-3-col {
    display: grid;
    grid-template-columns: 1fr;
    gap: 32px;
}
@media (min-width: 768px) {
    .grid-3-col {
        grid-template-columns: repeat(2, 1fr);
    }
}
@media (min-width: 1024px) {
    .grid-3-col {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* Figure Card styling */
.figure-card {
    background-color: #112240 !important;
    padding: 32px;
    border-radius: 12px;
    border: 1px solid #1E293B;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    transition: all 0.3s ease;
}
.figure-card:hover {
    border-color: #00B4D8;
    transform: translateY(-5px);
}
.figure-number {
    font-size: 36px;
    font-weight: 700;
    line-height: 40px;
    margin-bottom: 8px;
}
.figure-title {
    font-size: 20px;
    font-weight: 600;
    margin-bottom: 12px;
}
.figure-description {
    font-size: 14px;
    line-height: 1.6;
}

/* Disruption Card styling */
.disruption-card {
    background-color: rgba(15, 23, 42, 0.6) !important;
    padding: 32px;
    border-radius: 12px;
    border: 1px solid #1E293B;
}
.disruption-header {
    border-bottom: 1px solid #1E293B;
    padding-bottom: 12px;
    margin-bottom: 24px;
}
.progress-item {
    margin-bottom: 24px;
}
.progress-header {
    display: flex;
    justify-content: space-between;
    margin-bottom: 8px;
}
.progress-track {
    width: 100%;
    background-color: #1E293B;
    border-radius: 9999px;
    height: 8px;
}
.progress-bar {
    height: 8px;
    background-color: #00B4D8;
    border-radius: 9999px;
}

/* Tabs system */
.bg-tabs-body {
    background-color: #E8F4FD !important;
}
.tab-image-container {
    width: 100%;
    padding: 20px;
}
@media (min-width: 1024px) {
    .tab-image-container {
        width: 50%;
        padding: 50px;
        padding-right: 0;
    }
}
.tab-text-container {
    width: 100%;
    padding: 0 16px 20px 16px;
}
@media (min-width: 768px) {
    .tab-text-container {
        padding-left: 35px;
        padding-right: 60px;
    }
}
@media (min-width: 1024px) {
    .tab-text-container {
        width: 50%;
        margin-top: 50px;
    }
}

.container{max-width:1216px;}

/** header **/
.ud-header {
    padding: 14px 0;
}
.ud-header.bg-transparent.sticky {
    background: rgba(10, 22, 40, 0.95);
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
}
.sticky .navbar-logo{padding:0;}

/** hero **/
.hero-section {
    background: linear-gradient(rgba(10, 22, 40, 0.8), rgba(10, 22, 40, 0.85)), url("../images/hero_insurtech.png") no-repeat;
    background-size: cover;
    background-position: center !important;
    padding-top: 120px;
    padding-bottom: 120px;
}
@media (min-width: 1024px) {
    .hero-section {
        padding-top: 200px;
        padding-bottom: 200px;
    }
}

/** tabs **/
#tabs li {
    color: #00B4D8;
    transition: all 0.3s ease;
}
#tabs li.active{
    color:#FFF;
    background:#00B4D8;
}

/** downloads **/
#downloads {
    background-color: #023E8A !important;
}
#downloads .fa-arrow-down {
    border-bottom: 2px solid #023E8A;
    color: #023E8A;
    font-size: 14px;
    position: relative;
    top: -2px;
}
#downloads li{
    font-style: normal;
    font-weight: 600;
    font-size: 18px;
    line-height: 28px;
    letter-spacing: -0.014em;
}
#downloads li a{
    color:#354248;
}
#downloads li a:hover{
    color:#023E8A;
}

/** footer **/
footer {
    background-color: #0A1628 !important;
}
footer a, footer p{
    color:#9CA3AF;
    font-size:14px;
    line-height:32px;
}
footer i{
    font-size:19px;
}
footer a:hover{
    color:#00B4D8;
}



@media only screen and (max-width: 600px) {
 .navbar-logo  svg {
        display: block;
        margin: auto;
        width:120px;
      }
footer svg {
    width:120px;
    margin: 0 auto;
}
h1{
    font-size: 42px;
    line-height: 50px;
    margin-bottom: 24px;
 }
 h2{
    font-size: 28px;
    line-height: 32px;
 }
 h3{
    font-size: 24px;
    line-height: 28px;
 }
 p{
    font-size: 15px;
    line-height: 28px;
    }
 }

/* ===== Download modal ===== */
.dl-overlay{
    position: fixed;
    inset: 0;
    background: rgba(10, 22, 40, 0.75);
    display: none;
    align-items: center;
    justify-content: center;
    z-index: 1000;
    padding: 20px;
}
.dl-overlay.open{ display: flex; }
.dl-modal{
    background: #FFFFFF;
    border-radius: 12px;
    width: 100%;
    max-width: 440px;
    padding: 36px 32px 28px;
    position: relative;
    box-shadow: 0 20px 50px rgba(0,0,0,0.3);
    animation: dlFadeIn .25s ease;
}
@keyframes dlFadeIn{ from{ opacity:0; transform: translateY(12px);} to{ opacity:1; transform:none;} }
.dl-close{
    position: absolute;
    top: 12px;
    right: 16px;
    background: none;
    border: none;
    font-size: 28px;
    line-height: 1;
    color: #9CA3AF;
    cursor: pointer;
}
.dl-close:hover{ color: #1B3A5C; }
.dl-title{
    font-family: 'Montserrat', sans-serif;
    font-size: 26px;
    line-height: 30px;
    color: #1B3A5C;
    margin-bottom: 8px;
}
.dl-sub{
    font-size: 14px;
    line-height: 1.5;
    color: #6B7280;
    margin-bottom: 22px;
}
.dl-field{ margin-bottom: 16px; }
.dl-field label{
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: #1B3A5C;
    margin-bottom: 6px;
}
.dl-field input{
    width: 100%;
    padding: 11px 14px;
    border: 1px solid #D1D5DB;
    border-radius: 6px;
    font-size: 15px;
    color: #334155;
    transition: border-color .2s ease;
}
.dl-field input:focus{
    outline: none;
    border-color: #00B4D8;
    box-shadow: 0 0 0 3px rgba(0,180,216,0.15);
}
.dl-submit{
    width: 100%;
    margin-top: 6px;
    cursor: pointer;
}
.dl-submit:disabled{ opacity: .6; cursor: default; }
.dl-msg{
    font-size: 13px;
    margin: 12px 0 0;
    min-height: 18px;
}
.dl-msg-error{ color: #DC2626; }
.dl-msg-ok{ color: #059669; }